Get your money
when banks say no
Access instant loans from verified community lenders. Secured by bank statement employment verification, approved in 24 hours, with automatic salary deduction via your verified debit card.
🚀 Join the Early Access Waitlist
Be among the first to access our platform when we launch. Get exclusive early access and special benefits.
Financial access built for working professionals
Skip the banks and get funded by verified community lenders. Bank-verified employment with 12-month salary history, competitive rates, transparent terms, and automatic salary deduction across 19 currencies.
Bank-verified employment
Your salary history is your credit score. Verify employment with work ID, 12 months of bank statements showing salary deposits, and attach your salary account debit card for automated repayments.
Verified community lenders
Connect with employment-verified lenders worldwide. Access competitive rates across 19 currencies with built-in Wise card integration for lower fees.
Automated salary deduction
Seamless repayment via your verified salary account debit card. Automatic deductions from the account receiving your salary prevent missed payments, with multi-currency conversion handled instantly.
How Zorava works
Get approved and funded in 3 simple steps. Bank statement employment verification replaces traditional credit checks for faster, fairer lending.
Verify your employment
Upload your work ID, 12 months of bank statements showing salary deposits from your employer, and attach your salary account debit card. Our system verifies consistent employment and income within 24 hours.
Request your loan
Choose your loan amount based on your tier level (Bronze to Elite). Our algorithm matches you with verified lenders across 19 currencies at competitive rates.
Get funded instantly
Approved? Funds transfer to your Wise card or bank account within hours. Automatic deductions from your verified salary account handle repayments with multi-currency conversion.
Be the first to know when we launch
Join our waitlist to get early access, exclusive updates, and special launch benefits. We'll notify you as soon as Zorava is ready.
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Frequently asked questions
Everything you need to know about Zorava's lending platform